An owner-controlled insurance program (OCIP) is a centrally procured and managed insurance and risk-control program implemented for a single construction project or a series of construction projects. Rather than each contractor providing its own insurance and passing this cost to the owner through a construction contract, the owner purchases certain lines of insurance (such as general liability, excess liability, and workers’ compensation) to cover contractors on a job site. A CCIP (Contractor Controlled Insurance Program) is another single-solution alternative.

We understand that not all projects are the same, and our team of insurance experts will partner with you at the beginning stages of construction to design a customized insurance and risk-control program.